A bond held through an Innovative Finance ISA, which grants you a healthy return

An Innovative Finance ISA, which grants you a healthy return.


The Fluid ISA offers asset backed* savings enabling bondholders to earn regular income every quarter, calculated at a fixed rate of interest of 6% per annum for 3 years.

Investment raised will be utilised as lending capital to provide asset-backed bridging loans to exciting real estate projects throughout the UK.

One of the major consideration for clients when choosing a bridging lender is speed of transaction. The interest rates are reflective of this requirement as well as the short-term of the lend.

Lending will be capped at 65% Loan to Value rate. This level has been set to reduce the risk exposure whilst remaining competitive within the industry.

* The fact that the bond is asset backed would not guarantee that all capital would be repaid. This also means that there is a liquidity risk and there is likely to be a delay in repaying your capital should you request it.

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